Speak to an expert
Paul McManus
Mortgage and Protection Adviser
Specialising in mortgage and protection advice, with expertise in New-Build mortgages, Paul is committed to keeping clients at the heart of every decision, delivering guidance that is both strategic and deeply personal.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £199.
Body
Critical illness insurance pays out when one of the specified critical illnesses occurs. For example, following a heart attack, stroke, cancer or some other specifically defined critical illness.
Protect What Matters Most
We help you understand and compare protection policies, so you can make confident decisions about safeguarding your family's financial wellbeing.
Cover is for a set term, which may be equal to a mortgage term, or for when children have grown up, until retirement, or until another life stage milestone is achieved. It may be worth considering having one policy for a set term to cover the mortgage and another that will provide money to help provide for your different lifestyle if a serious illness happens.
Our specialist advisers help you build a safety net with the right life, critical illness, and income protection to secure your family's future.
Most people choose a lump sum to be paid out. There is the option of receiving the payout as a set income over the term remaining, which is often a lower-cost option.
Get in touch
Reach out and let's start a conversation.
Warning Text
IF THE POLICY HAS NO INVESTMENT ELEMENT THEN IT WILL HAVE NO CASH IN VALUE AT ANY TIME AND WILL CEASE AT THE END OF THE TERM. IF PREMIUMS ARE NOT MAINTAINED, THEN COVER WILL LAPSE.
THE POLICY MAY NOT COVER ALL THE DEFINITIONS OF A CRITICAL ILLNESS. FOR DEFINITIONS PLEASE REFER TO THE KEY FEATURES AND POLICY DOCUMENT.
FOR INSURANCE BUSINESS WE OFFER PRODUCTS FROM A RANGE OF INSURERS.
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Mortgages
Mortgages are loans which are intended to help buyers purchase residential...
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Buy to Let
Buy-to-let (BTL) mortgages are specifically for individuals who wish to buy...
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First Time Buyers
The prospect of buying your first home could be both daunting and confusing...
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Remortgaging your Property
Whether you are looking at consolidating your debts, raising money for home...
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Let to Buy Mortgage
A let-to-buy mortgage can be complicated as it involves refinancing your...
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Protection
There are events we can all face that have the potential to disrupt lives,...
