Family Income Benefit

From covering everyday expenses to supporting children as they grow, Family Income Benefit helps safeguard your family’s lifestyle. We work with leading insurers to find the cover that fits your needs.

 


Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £199.

 

 

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This cover will pay out if death occurs and provides an income per year for the term remaining on the policy. For example, for a 20-year term, where the claim occurred after five years, there would be 15 annual payments made in total. Payments can paid out either monthly or annually.

Protect What Matters Most

We help you understand and compare protection policies, so you can make confident decisions about safeguarding your family's financial wellbeing.

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The payments are not normally subject to income tax but may impact some state benefits.

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THE PLAN WILL HAVE NO CASH IN VALUE AT ANY TIME AND WILL CEASE AT THE END OF THE TERM. IF PREMIUMS ARE NOT MAINTAINED, THEN COVER WILL LAPSE.

FOR INSURANCE BUSINESS WE OFFER PRODUCTS FROM A RANGE OF INSURERS.

hojjat a

Very supportive and professional, no hidden charges, fair price, and on time responsibility. I would recommend it to everyone. they have done a very good job for me. I was almost disappointed to get a mortgage in the Covid-19 circumstances before finding them. Gus helped me out and got a mortgage offer for me just in a few days.

Ben T

Paul was very helpful and encouraging throughout the process. Will definitely use in the future again and would highly recommend.

Bobbi

Great service from Paul. Very informative and professional. Would highly recommend!

Irina P

I’ve had a great experience in the past with this company. I recently needed their help again with getting a new mortgage and Jack was incredibly helpful, always available and prompt with his answers. He managed to help me get a mortgage for my budget in a very short amount of time. Can’t recommend them enough 

James B

Been an absolute pleasure to deal with, my advisor Jack has been nothing but helpful and diligent and has made the whole process simple and efficient! Definitely recommend for anyone, especially first time buyers as its all quite daunting!

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