It is designed to replace most of your net income.
Cover lasts for either a set term in whole years, or to a given age (typically your state retirement age). The amount you pay is called the premium. It can either be guaranteed not to change, or it can be reviewable. Reviewable cover normally changes based on the claims experience of the life assurance company.
Very supportive and professional, no hidden charges, fair price, and on time responsibility. I would recommend it to everyone. they have done a very good job for me. I was almost disappointed to get a mortgage in the Covid-19 circumstances before finding them. Gus helped me out and got a mortgage offer for me just in a few days.
Ben T
Paul was very helpful and encouraging throughout the process. Will definitely use in the future again and would highly recommend.
Bobbi
Great service from Paul. Very informative and professional. Would highly recommend!
Irina P
I’ve had a great experience in the past with this company. I recently needed their help again with getting a new mortgage and Jack was incredibly helpful, always available and prompt with his answers. He managed to help me get a mortgage for my budget in a very short amount of time. Can’t recommend them enough
James B
Been an absolute pleasure to deal with, my advisor Jack has been nothing but helpful and diligent and has made the whole process simple and efficient! Definitely recommend for anyone, especially first time buyers as its all quite daunting!
We’re based in Apsley, Hemel Hempstead and offer face to face meetings at our office but also offer phone or video call appointments. Many of our clients are based all over the UK
Yes — we can review your current life insurance, critical illness cover, or income protection to check whether it still meets your needs or if you could save money by switching.
Life insurance isn’t legally required, but it’s strongly recommended. It ensures your mortgage can be repaid if you pass away, giving your family financial security and peace of mind.
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