Second Properties

From weekend escapes to city crash pads, we source mortgage options designed to make owning a second home simple and stress‑free.

 


Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £199.

 

 

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Second mortgages are for the purchase of a second property and are not the same as a second charge mortgage or remortgaging. Obtaining a second mortgage while paying off your first is considered riskier - and will require careful consideration. We can provide clarity to the situation and help you to take the next step up the property ladder.

Clear Mortgage Guidance You Can Rely On

We provide professional advice and support to help you understand your mortgage options and make informed decisions every step of the way.

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Common Reasons to Buy a Second Property

  • Own a family holiday home
  • Help a family member get on the property ladder
  • Downsizing retirement plans for the future

Looking for expert guidance to make your mortgage journey simple, clear, and confident every step of the way?

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First Mortgage Vs. Second Mortgage

The process of getting a second mortgage is not so different from the first. One aspect of the process which is likely to be different is the level of scrutiny that lenders will put on your finances. With two mortgages to pay, they will want to be 100% sure that you have the means to pay both mortgages without defaulting on payments. You may need to place a bigger deposit on a second mortgage.

All of these details can be discussed with us, so you fully understand the process of acquiring a second mortgage.

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Reach out and let's start a conversation.

hojjat a

Very supportive and professional, no hidden charges, fair price, and on time responsibility. I would recommend it to everyone. they have done a very good job for me. I was almost disappointed to get a mortgage in the Covid-19 circumstances before finding them. Gus helped me out and got a mortgage offer for me just in a few days.

Ben T

Paul was very helpful and encouraging throughout the process. Will definitely use in the future again and would highly recommend.

Bobbi

Great service from Paul. Very informative and professional. Would highly recommend!

Irina P

I’ve had a great experience in the past with this company. I recently needed their help again with getting a new mortgage and Jack was incredibly helpful, always available and prompt with his answers. He managed to help me get a mortgage for my budget in a very short amount of time. Can’t recommend them enough 

James B

Been an absolute pleasure to deal with, my advisor Jack has been nothing but helpful and diligent and has made the whole process simple and efficient! Definitely recommend for anyone, especially first time buyers as its all quite daunting!

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