Speak to an expert
Domenico Perrotta
Mortgage and Protection Adviser
He specialises in guiding first-time buyers through the entire homebuying journey, while also leading on more complex cases — including Let-to-Buy transactions and supporting foreign nationals during their early residency in the UK.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £199.
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In a fixed-rate mortgage arrangement, the interest rate is fixed for a pre-determined period of time, 2, 3, 5, and 10 years are commonly available, but other options do exist. The monthly mortgage payment will not change, no matter whether the Bank of England or the mortgage provider raises or reduces interest rates. For the borrower, the advantage of a fixed rate deal is that they know exactly how much their monthly repayment is going to be each month and for how long.
Clear Mortgage Guidance You Can Rely On
We provide professional advice and support to help you understand your mortgage options and make informed decisions every step of the way.
In some instances, the interest rate charged on a fixed-rate mortgage can be higher than the interest rates charged for other types of mortgages. The borrower may also have to pay an arrangement fee to set up a fixed-rate deal. Usually, once a fixed rate arrangement comes to an end, the lender's standard variable rate applies.
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Mortgages
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Buy to Let
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First Time Buyers
The prospect of buying your first home could be both daunting and confusing...
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Remortgaging your Property
Whether you are looking at consolidating your debts, raising money for home...
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Let to Buy Mortgage
A let-to-buy mortgage can be complicated as it involves refinancing your...
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Protection
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